حكم التصرف في مال الزكاة الجزائري نموذجا

Abstract

The research aims to reveal the legal ruling for lending from Zakat funds. Hence, researchers' views and perceptions regarding this issue were presented. In fact, two different opinions emerged: permissibility and prohibition. Based on what has been presented in this study, we conclude that the statement of prohibition is the closest to the pertinence. Indeed as it is based on legitimate texts, and preserves the role of Zakat in eliminating debts instead of their creation, and in being the guarantor of the lending process. Moreover, the presence of guarantee encourages people to provide good loans, so that drains the sources of usury with the existence of an alternative that replaces resorting to usurious loans. Zakat institutions should take the opinion of the ban in order to preserve the Zakat funds. They also have to organize this obligation by collecting them from the largest segment of the payers, and this needs to enhance people’s confidence In fact, adopting different behaviors makes them lose their credibility.